How fees work
Insurance we work with
A routine eye exam is billed to a vision plan. A visit for an eye problem, an eye disease check or a follow-up, such as a diabetic eye exam or glaucoma monitoring, is billed to medical insurance. Many visits mix both, and the office explains which part goes where. Medicare does not cover routine eye exams or glasses, with narrow exceptions.
Which plan paysVision plans, for routine exams, glasses and contact lenses
Medical insurance plans, for eye problems, disease checks and follow-ups
Medicare, within its limits for eye care
If you pay yourself
Self-pay covers the exam and the services you ask for. Fitting fees, premium lens options and coatings, and replacement lenses are billed separately. We explain what each part involves before you decide, and a figure given over the phone is never a promise. If cost is a worry, tell the office and we will say what we can do.
The exam
Contact lens fittings and follow-ups
Lens options and coatings
Receipts for reimbursement
Ask for an itemized receipt and send it to your plan. The plan decides what it reimburses.
An estimate in advance
If you pay without insurance, we give you a written Good Faith Estimate before your visit. Ask when you book. If a bill comes to $400 or more above your estimate, you can dispute it, and we will tell you how.
Your rights under the No Surprises ActChecking your benefits
Before your visit we check your benefits where we can and tell you what we find. Please confirm with your plan too, because the plan has the final say.
What the first visit includes
A first visit takes about an hour, a little longer when your eyes are dilated. It is billed as above, and anything you pay yourself is agreed in writing first.
Your prescription is yours
Your prescription is yours. We give you a copy after your exam and fitting, and you can fill it anywhere.
Questions about a bill?
Call the office before your visit and we will go through it with you.